About Us
Unlocking funding potential for real estate developers with tailored financing strategies.
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Inadequate cash reserves for a deposit
In the real estate development industry, securing financing can be a challenge, especially when developers require funds beyond what traditional senior debt can provide. While senior debt usually offers a loan-to-value (LTV) ratio of around 70%, this may not be sufficient to cover all costs associated with a project.
To address this issue, mezzanine finance can be used to provide additional funding, but it may still leave a funding gap. In these cases, private lenders can be engaged. These lenders may be institutions, wealth funds, family offices, or high-net-worth individuals who participate on a profit-sharing basis.
For more established developers who face reduced liquidity, we offer corporate advice and a range of joint venture (JV) funding solutions. These solutions are particularly useful when developers have multiple projects under construction and wish to pursue other ventures simultaneously.
2 . Shortage of knowledge or skillset
Developers who are new to the industry can leverage the experience of contractors to gain credibility.
Contractors with a successful track record can assist emerging developers in building a robust project portfolio and securing financing.
3 . Planning stage/phase/status
Timing is a common issue that arises in lending situations, particularly with regards to property development. Some developers may opt for a "without planning" strategy, aiming to benefit from the potential increase in property value once planning permission is granted. On the other hand, most lenders tend to prefer to wait until planning permission has been obtained before extending credit.
To address the risks associated with these circumstances, we offer several initiatives that can help reduce such risks.
DIFFICULTY IN GETTING HIGHER LTV LOAN OFFERS?
We understand the challenges that developers often face in securing adequate funding to acquire a property or land. To support both small developers and those who are just starting out, we have created a range of products that can help.
ARE YOU INTERESTED IN TAKING ON ADDITIONAL PROJECTS?
Developers often face the challenge of expanding their portfolio and taking on more projects to boost their overall profits. However, this can be a daunting task. To help developers overcome this challenge, we offer products that can provide them with the necessary momentum to take on more projects.
ARE YOU SEEKING FUNDING FOR LARGE DEALS?
We provide multiple loan products that could be appealing to larger developers with significant capital raise needs, across the UK, Western Europe, and the US.
ARE YOU SEEKING FUNDING FOR PROJECTS IN EUROPE OR OTHER OVERSEAS LOCATIONS?
At a certain point, UK developers may explore international joint ventures when seeking capital beyond the UK's borders. To facilitate this, we offer a range of funds, including European debt funding, forward funding, funding for hotels and hospitality, office add-ons, high-end residential, and SME funding. In addition, we collaborate with a European investment fund that covers various sectors, as well as European and sovereign funds that can provide larger-scale development finance.
WHAT INITIATIVES DO WE OFFER TO SUPPORT DEVELOPERS?
Developers can encounter challenges such as difficulties with obtaining planning permission, securing sales or exit strategies, and more. However, our initiatives can help overcome these challenges, including:
• Working Capital
• Logistics
• Land Promotion
• Hospitality & Hotels Fund
• Below Market Value (BMV)
• Residential Investment Fund
• Across-sector funding
• Across Continent Investment
Our Clients
